The Core of O2C

When application volumes surge or policies change, manual steps and disparate data sources hinder progress. By leveraging an end-to-end O2C platform, you ensure credit decisioning, risk management, portfolio oversight, and policy enforcement always remain centralized — ready to adapt as fast as your business does.

Faster Decisions
Centralized Oversight
Consistent Controls
Seamless ERP Sync

Let's Connect

Fields (*) are required.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

66%

Faster Decisions

Lansing Building Products cut approval times from weeks to days

4,000+

Businesses Served

Enterprises of every size rely on Bectran to manage O2C operations

300+

ERP Integrations

Stay connected with real-time sync across your financial systems

Built for Credit Teams. Proven Across Industries.

Trusted by teams managing complex credit portfolios, Bectran delivers automation, visibility, and control that drives consistent results.

3-4x

Efficiency Increase

Nothing falls through the cracks because Bectran tracks everything... If any company is on a paper-based system for credit applications, this will just reduce your time to make a decision by 3 or 4 fold.

Mark Herr

IT Project Manager, Semler Industries

2x

Increase in converstion rate

I am a big believer in the online credit process and hope I never ever have to go back to the old way of doing things.

Marty Smith

Credit Manager

The tool is great but the partnership is most important. We have a very good partner in Bectran that listens to and understands our needs.

Dan Harvick

Vice President of Credit, Ben E. Keith

Confident Credit Decisions Start with Better Risk Insights

Continuously assess and respond to credit risk — enabling your team to make confident decisions and flag the issues that matter most.

Real-Time
Assessments

Don’t wait for a batch-based review to spot problems. Bectran invariably analyzes customer data, payment patterns, bureau insights, and document status — providing you with a live view of your portfolio’s health. 

Custom Scoring Models for Better Decisions

Build your own customer scoring rules — or use pre-built templates — to apply criteria that match your industry, customer segment, and credit philosophy. 

Know Where Your Exposure is Building

Leverage visual dashboards and interactive reports to drill into your open balances, job-level risks, and customer-specific exposure per region, group, and more. 

Insight and Control Across Every Credit Workflow

From approvals to portfolio oversight, teams gain the tools and visibility to act confidently, prioritize what matters, and manage risk across every account.

Approvals Without Trade-Offs

Manual reviews slow revenue, but rushing them exposes the business to risk. Bectran automates intake, scoring, and routing, ensuring applications move forward in minutes, while still meeting your exact approval criteria.

Enhanced Visibility That Drives Action

Credit risk shifts with customer behavior, market conditions, and compliance demands. Armed with real-time portfolio insight, teams can see risk early, act decisively, and prioritize the accounts that matter most.

Customizable Policy Enforcement

Consistency across teams, regions, and channels becomes impossible at scale. Leverage a platform that automatically embeds your policies into every decision, ensuring uniformly applied standards.

Unify Your Teams in One Platform

Arm your business with the tools necessary to align departments, manage risk, and grow cash flow.
Explore All Integrations
Explore All Integrations

Frequently Asked Questions

Everything you need to know about Bectran’s Credit Modules
How does Bectran help reduce credit and fraud risk?
Bectran’s Instant Decision Manager leverages advanced machine learning to forecast payment behaviors, analyze risk factors, and apply customized approval rules. Combined with fraud prevention tools such as identity verification and pattern analysis, the platform provides a proactive shield against losses.
Is the platform adaptable to my company’s credit policies?
Absolutely. Bectran is built for flexibility, allowing organizations to configure approval hierarchies, decision thresholds, and workflow rules that match their unique business model. This ensures your credit policies are consistently applied without forcing your team to change established processes.
What visibility will my sales team and customers have into applications?
Of course. We often build custom solutions to meet the needs of our customers. If you have something in mind for your business, schedule a demo with Bectran’s team.
How long does onboarding with Bectran take?
We have the capabilities and resources to move at our customer’s pace. For a typical SMB, onboarding with Bectran averages less than four weeks, but we’re always happy to work on your timeline. To learn more about onboarding, reach out to our account representatives.
How does Bectran use AI in credit decisioning?
Built directly into the platform are intelligent AI Agents that evaluate customer data, payment histories, and behavioral patterns, enabling credit teams to identify risks earlier and approve reliable customers faster. By combining machine learning insights with your company’s established credit policies, the platform delivers consistent, data-driven decisions that strengthen both cash flow and customer relationships.
What kind of technical support does Bectran provide during the integration process?
Bectran provides comprehensive technical support throughout the integration journey. This includes dedicated specialists who will work with your team to plan and execute the implementation, thorough testing protocols to ensure accuracy, staff training, and ongoing support thereafter. Our collaborative approach ensures both technical requirements and organizational goals are exceeded during the integration process.
The World’s Best Finance Teams Use Bectran
Resources and Insights

Explore the forefront of O2C innovation.

Ready to Transform Your Collection?

Get Started
Get Started
© 2010 - 2025 Bectran, Inc. All rights reserved