Your account does not contain sufficient funds to complete the transaction or the transaction would exceed the credit limit of your overdraft account.

You have not provided us with correct names or account information.

Circumstances beyond our control (such as, but not limited to, fire, flood, or interference from an outside force) prevent the proper transmission of your payment authorization and we have taken reasonable precautions to avoid those circumstances.

Fault of internet, third-party service providers’ failure, bank, credit card, merchant processor, etc.

Additionally, you agree NOT to:

You may NOT store, distribute or transmit

MONITORING AND ENFORCEMENT; TERMINATION

We have the right to:

Without limiting the foregoing, we have the right to fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone posting any materials on or through the site. YOU WAIVE AND HOLD HARMLESS BECTRAN AND ITS RESPECTIVE AFFILIATES, LICENSORS, LICENSEES AND SERVICE PROVIDERS FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY ANY OF THE FOREGOING PARTIES DURING OR AS A RESULT OF ITS INVESTIGATIONS AND FROM ANY ACTIONS TAKEN AS A CONSEQUENCE OF INVESTIGATIONS BY EITHER SUCH PARTIES OR LAW ENFORCEMENT AUTHORITIES.
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UNAUTHORIZED TRANSFERS

You are responsible for your account username and password. In the event that your username and/or password is lost or stolen, it is your responsibility to notify your Company Biller immediately so they can take the necessary and appropriate action. Bectran is not and shall not be responsible for any loss, financial or otherwise, as a result of any lost or stolen account username and/or password.

In using the site, you are requesting that payments be made to your provider from your designated Transaction Account. If your financial institution, or the holder of the account from which you have designated payment from is unable to process a transaction (for example, there are not sufficient funds in your account to cover the transaction), the transaction may not be completed.

FEES
There is no fee from Bectran. Inc to you for use of the Payment Portal Service as we are paid by the Company Biller (the “Biller”) whose goods or services you are purchasing using the Bectran Service.


CANCELLATION
Your access to the Bectran Service remains in effect until it is terminated by you, the Biller or us. You may terminate your access to the Bectran Service at any time by notifying the Biller of your intent to terminate in writing, through the online account portal or by calling the Biller’s Customer Service Department. This cancellation applies to your online services only and does not terminate your account with the Biller


E-SIGN CONSENT
By selecting the "Submit" button, you are signing this Agreement electronically (an “electronic signature”). You agree your electronic signature is the legal equivalent of your manual signature on this Agreement. By selecting "Submit" you consent to be legally bound by this Agreement's terms and conditions

PAYMENTS/AUTO PAY
You must select the processing date for any payment or specify a payment rule in the system that automatically selects this date for you, for each bill received. We are not responsible for any costs, expenses, or other damages you incur if your payment is not received by the Biller on or before the payment due date. You understand and agree that Bectran ’s Services are limited to the transmission of data and information and that Bectran does not deposit, debit, hold, settle, or transfer, any of your funds at any time and accordingly is not responsible or liable for any loss or claim in connection with such funds or funds settlement whether resulting from non-payment, overpayment, or duplicate payment.

OWNERSHIP RIGHTS
The site and its contents, features and functionality (including but not limited to all information, software, text, displays, images, video and audio, and the design, selection and arrangement thereof) are owned by us, or our licensors, and the Site are protected by United States copyright laws and international treaty provisions. You acknowledge and agree that we own all rights, title, and interest in and to the site, the technology and software available on the site. You may download or print your billing and payment records from the Site solely for your own use. Any other copying, redistribution, retransmission to any other entity or publication of any viewable material is prohibited.

DISCLAIMER OF WARRANTIES
YOU EXPRESSLY ACKNOWLEDGE THAT USE OF THE SITE IS AT YOUR SOLE RISK AND THAT THE ENTIRE RISK AS TO SATISFACTORY QUALITY, PERFORMANCE, ACCURACY AND EFFORT IS WITH YOU. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SITE AND ALL CONTENT AND SERVICES THEREIN ARE PROVIDED TO YOU STRICTLY ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND. WE DISCLAIM ALL WARRANTIES AND CONDITIONS, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT OF THIRD PARTY RIGHTS. WE DO NOT WARRANT AGAINST INTERFERENCE WITH YOUR ENJOYMENT OF THE SITE AND ALL CONTENT AND SERVICES THEREIN WILL MEET YOUR REQUIREMENTS, THAT THE OPERATION OF THE SITE AND CONTENT AND SERVICES THEREIN WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT DEFECTS IN THE SITE AND ALL CONTENT AND SERVICES THEREIN WILL BE CORRECTED. NO ORAL OR WRITTEN INFORMATION OR ADVICE GIVEN BY US OR OUR AUTHORIZED REPRESENTATIVES SHALL CREATE A WARRANTY. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES OR LIMITATIONS ON APPLICABLE STATUTORY RIGHTS OF A CONSUMER, SO THE ABOVE EXCLUSION AND LIMITATIONS MAY NOT APPLY TO YOU.

LIMITATION ON LIABILITY
TO THE EXTENT NOT PROHIBITED BY LAW, IN NO EVENT SHALL WE BE LIABLE FOR PERSONAL INJURY, OR ANY DIRECT, INCIDENTAL, SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, LOSS OF OR DISCLOSURE OF DATA (INCLUDING PERSONAL DATA OR INFORMATION), BUSINESS INTERRUPTION OR ANY OTHER COMMERCIAL DAMAGES OR LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OR INABILITY TO USE THE SITE AND ALL CONTENT AND SERVICES THEREIN, HOWEVER CAUSED, REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT OR OTHERWISE) AND EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OF LIABILITY FOR PERSONAL INJURY, OR OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THIS LIMITATION MAY NOT APPLY TO YOU.

PRIVACY
The BECTRAN Privacy Policy is incorporated into this Agreement by reference and is accessible here.

‍GENERAL
Your rights and obligations under this Agreement shall not be transferred or assigned directly or indirectly without the prior written consent of Bectran. If any provision of this Agreement is found to be illegal or unenforceable, such provision will be deemed modified to conform to applicable laws or regulations, or if it cannot be so modified without materially altering the intent of the parties, it shall be stricken and the remainder of the Agreement shall continue in full force and effect. This Agreement and all matters related thereto shall be construed in accordance with the laws of the State of Illinois, except those rules relating to conflicts of laws. Any action or proceeding arising out of or related to this Agreement shall be brought only in a court located in Cook County, Illinois. Each party expressly consents to the jurisdiction of such courts. No delay or failure by either party to exercise any right, power or remedy accruing upon any breach, default or noncompliance under this Agreement shall impair any such right, power or remedy, nor shall it be construed to be a waiver of such or any subsequent breach, default or noncompliance. This Agreement is the complete and exclusive agreement between the parties with respect to the subject matter hereof, and supersedes and replaces any and all prior or contemporaneous agreements, communications, representations and understandings (both written and oral) regarding such subject matter. Except as expressly provided herein, this Agreement may only be modified by a written document executed by both all parties.

All feedback comments, requests for technical support and other communications relating the Site should be directed to: