AR + Collections

Accelerate Payments

Reduce days sales outstanding (DSO) by enabling customers to make payments seamlessly through a self-service portal.

Disputes Resolution

Track and manage disputes with clear workflows, ensuring faster resolution and improved customer satisfaction.

Optimize Collections

Automate and customize follow-ups, and reminders for overdue payments, freeing your team to focus on strategic tasks.

Real-Time Insights

Access reporting and analytics to monitor AR performance, prioritize collections and make informed decisions.

Meeting Industry Challenges

82%

of contractors report delays of

over 30 days

The building materials and construction industry faces unique O2C management challenges. Payment delays are more common in construction than in other industries, with disputed invoices and complex payment hierarchies creating additional risk.

Essential Functions

Empower your credit management and collections operations with a centralized platform built to address the daily challenges faced by Credit Managers.

Essential Functions

Empower your credit management and collections operations with a centralized platform built to address the daily challenges faced by Credit Managers.

Web-Embedded Digital Credit Application

Configure application forms to capture information relevant to your processes and evaluation

Prevent confusing paper-trails and unnecessary data transfer errors from hindering productivity

Save time on reviews with consistent credit bureau data that tracks customer activity in real-time

Order Hold Management

Detect fraud effortlessly with a wide range of tools from instant bank verifications to direct Secretary of State (SOS) reviews

Identify suspicious application patterns with robust IP address and device tracking

Flag suspicious application behavior instantly, like multiple rapid submissions, to stop fraud before it slips through

Instant Decision Manager (IDM)

Automatically collect, aggregate, and analyze credit application data at the moment of submission

Apply your predefined evaluation criteria consistently across all applications

Deliver instant credit decisioning based on customized risk parameters

Key Features for the
Building Materials Industry

Instant-Decision Manager

Automate credit decisions with configurable risk parameters tailored to industry dynamics. IDM assesses license verification, payment history and more.

Risk Assessment

Experience advanced credit scoring with multi-dimensional risk evaluation via real-time financial health monitoring and notices.

Workflow Automation

Streamline financial credit processes with automated, customizable workflows for applications, job sheets, and more.

Reporting and Analytics

Transform data into actionable business intelligence with performance-tracking dashboards and risk reports.

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Unparalleled Industry Expertise

Our solutions are crafted specifically for building materials and constructions supply businesses. Rather than offer generic credit management, Bectran provides targeted strategies that reflect the unique challenges of your sector—from complex payment hierarchies to seasonal market fluctuations.

Advanced Technological Innovation

The Instant Decision Manager represents the evolution of credit automation. By leveraging machine learning, we’ve created a platform that does not just process credit applications—it intelligently analyzes complex data patterns. This delivers informed, real-time lending decisions while continuously adapting to emerging market trends and risk factors.

Comprehensive Risk Management

Beyond automation, we offer a holistic approach to financial risk. Our platform integrates multiple data sources, providing an all-encompassing view of customer creditworthiness that goes far beyond traditional credit scoring models.

Flexible, Scalable Solutions

Whether you’re a regional distributor or a national supplier, our platform adapts to your specific operational needs. We provide enterprise-level capabilities without complexity, allowing businesses of all sizes to optimize their credit processes.

Proven Customer Success

From reducing credit application processing time by over 90% to helping clients automate up to 97% of their job sheet applications, we consistently deliver measurable, transformative results.

Industry-Specific Innovation

Our platform has been developed specifically to handle complexities that an industry like manufacturing deals with. Rather than offering generic credit management, we provide targeted solutions that reflect unique industry challenges.

Industry-Specific Innovation

Our platform has been developed specifically to handle complexities that an industry like manufacturing deals with. Rather than offering generic credit management, we provide targeted solutions that reflect unique industry challenges.

Industry-Specific Innovation

Our platform has been developed specifically to handle complexities that an industry like manufacturing deals with. Rather than offering generic credit management, we provide targeted solutions that reflect unique industry challenges.

Industry-Specific Innovation

Our platform has been developed specifically to handle complexities that an industry like manufacturing deals with. Rather than offering generic credit management, we provide targeted solutions that reflect unique industry challenges.

Industry-Specific Innovation

Our platform has been developed specifically to handle complexities that an industry like manufacturing deals with. Rather than offering generic credit management, we provide targeted solutions that reflect unique industry challenges.

What Customers Say About Us

“With Bectran not only were we able to digitize [applications and job sheets], but we were also able to set up models and scoring that really drove efficiencies and really got the volume under control. That allowed our people, our credit managers, to focus on the exceptions and risky customers and have enough time to evaluate that.”

Chris Arrington | Chief Credit Officer, SRS Distribution

Watch the Customer Story

Watch the Customer Story

© 2010 - 2025 Bectran, Inc. All rights reserved

Unparalleled Industry Expertise

Our solutions are crafted specifically for building materials and constructions supply businesses. Rather than offer generic credit management, Bectran provides targeted strategies that reflect the unique challenges of your sector—from complex payment hierarchies to seasonal market fluctuations.

Advanced Technological Innovation

The Instant Decision Manager represents the evolution of credit automation. By leveraging machine learning, we’ve created a platform that does not just process credit applications—it intelligently analyzes complex data patterns. This delivers informed, real-time lending decisions while continuously adapting to emerging market trends and risk factors.

Comprehensive Risk Management

Beyond automation, we offer a holistic approach to financial risk. Our platform integrates multiple data sources, providing an all-encompassing view of customer creditworthiness that goes far beyond traditional credit scoring models.

Flexible, Scalable Solutions

Whether you’re a regional distributor or a national supplier, our platform adapts to your specific operational needs. We provide enterprise-level capabilities without complexity, allowing businesses of all sizes to optimize their credit processes.

Proven Customer Success

From reducing credit application processing time by over 90% to helping clients automate up to 97% of their job sheet applications, we consistently deliver measurable, transformative results.

Unparalleled Industry Expertise

Our solutions are crafted specifically for building materials and constructions supply businesses. Rather than offer generic credit management, Bectran provides targeted strategies that reflect the unique challenges of your sector—from complex payment hierarchies to seasonal market fluctuations.

Advanced Technological Innovation

The Instant Decision Manager represents the evolution of credit automation. By leveraging machine learning, we’ve created a platform that does not just process credit applications—it intelligently analyzes complex data patterns. This delivers informed, real-time lending decisions while continuously adapting to emerging market trends and risk factors.

Comprehensive Risk Management

Beyond automation, we offer a holistic approach to financial risk. Our platform integrates multiple data sources, providing an all-encompassing view of customer creditworthiness that goes far beyond traditional credit scoring models.

Flexible, Scalable Solutions

Whether you’re a regional distributor or a national supplier, our platform adapts to your specific operational needs. We provide enterprise-level capabilities without complexity, allowing businesses of all sizes to optimize their credit processes.

Proven Customer Success

From reducing credit application processing time by over 90% to helping clients automate up to 97% of their job sheet applications, we consistently deliver measurable, transformative results.

Industry-Specific Innovation

Our platform has been developed specifically to handle complexities that an industry like manufacturing deals with. Rather than offering generic credit management, we provide targeted solutions that reflect unique industry challenges.

Proven Enterprise Success

Our partnerships with industry leaders like Michelin and Bridgestone demonstrate our ability to handle the scale and complexity of global automotive operations. Our platform processes millions of high-value transactions annually, while maintaining the precision and control that manufacturers demand.

Seamless Integration Capabilities

Bectran’s ability to integrate with major ERP systems ensures smooth information flow across your organization. This integration capability, combined with our automated workflows, has helped auto producers reduce credit processing by more than 90% while improving accuracy.

Scalable Global Operations

Our platform is designed to scale with your operational needs, whether you are a regional parts manufacturer or a global OEM. We provide enterprise-level capabilities while maintaining the flexibility to adapt to regional market requirements and regulatory frameworks.

Proven Customer Success

From reducing credit application processing time by over 90% to helping clients automate up to 97% of their job sheet applications, we consistently deliver measurable, transformative results.

Customizable Scalable Solutions

Bectran is the right fit for large enterprises and local distributors alike, able to innovate and customize software solutions that meet your evolving needs at any scale.

End-to-End Automation

We have solutions for your entire O2C process, including credit, collections, and accounts receivable operations. Whatever your needs are, Bectran has a solution to advance your efficiency by automating repetitive, manual tasks.

Industry Expertise and Customer Success

Bectran has benefited from over a decade of experience developing solutions for the credit and accounts receivable operations of the food & beverage industry.

Fraud Detection and Prevention

Fraud is difficult to detect, especially when your department receives a large volume of credit applications. Bectran’s fraud detection capabilities—integrated SOS reports, bank references, bureau integrations, and more—provide real-time alerts for suspicious information and activity.

Proven Customer Success

From reducing credit application processing time by over 90% to helping clients automate up to 97% of their job sheet applications, we consistently deliver measurable, transformative results.

Credit
Application
System

Credit Analysis
& Decision

Construction
Job Sheet
System

Credit
Operations
Management

Credit
Document
Management

Auto Decision
Manager

Accounts
Receivable
Review

Credit
Management
Workflow

Credit Limit
Review Package

Account
Review
Package

Extended
Document
Management

Built for Frictionless Credit and AR

Credit Decision Manager
Fraud Prevention
Credit Scoring & Analytics
Credit Review Automation

Organize, track, monitor, measure and report on all credit review activities.

From 30 min to 10 min—confidently processing credit applications.

Patricia Pruitt, Lansing Building Products

Built for Frictionless Credit and AR

Cash Application
Risk Portfolio Management
Claim Management
Payment Self-Service Portal

Organize, track, monitor, measure and report on all credit review activities.

We collect money faster. Compared to last year, we are $10 million dollars ahead from last year.

Frank van Straalen, Monrovia Nursery

Built for Frictionless Credit and AR

Proactive Collection Workflows
Debt Resolution and Recovery
Task Collections
Seamless Customer Engagement

Organize, track, monitor, measure and report on all credit review activities.

Efficiency has gone up 80% — advanced models do the heavy lifting.

Chris Arrington, SRS Distribution

Simplify Claims Resolution

Automate dispute resolution, streamline approvals, and ensure every claim is tracked, settled, and accounted for—without delays or guesswork.

Capture and Escalate

Identify disputes at the point of transaction and route them instantly to authorized reviewers—no manual triage required.

Track and Monitor

Gain real-time visibility into dispute status with automated reminders, activity logs, and resolution benchmarks.

Resolve and Reconcile

Post settled claims directly to customer accounts and sync with your ERP to reflect credits or future payment offsets.